Portugal D7 Visa: Complete Guide for 2026

The D7 visa, also known as the Portugal passive income visa or retirement visa, is one of the most popular pathways for non-EU citizens to relocate to Portugal. This comprehensive guide covers everything you need to know about the D7 visa application process.

What is the D7 Visa?

The D7 visa is designed for individuals who have a stable passive income from sources such as:

• Pension income
• Rental income
• Dividends and investments
• Remote work income (employed by a non-Portuguese company)

Financial Requirements

To qualify for the D7 visa, you must demonstrate sufficient passive income:

• Primary applicant: €9,840/year (100% of Portuguese minimum wage)
• Spouse: €4,920/year (50% of minimum wage)
• Dependent children: €2,952/year per child (30% of minimum wage)

For a family of four (two adults, two children), you'll need approximately €20,664/year in passive income.

Required Documents

• Valid passport (valid for at least 3 months beyond intended stay)
• Proof of passive income (bank statements, pension statements, rental contracts)
• Portuguese bank account with initial deposit
• Proof of accommodation in Portugal (rental contract or property deed)
• Criminal record certificate from your home country
• Health insurance covering Portugal
• Completed visa application form

Application Process

Step 1: Gather Documents (1-2 months)

Collect all required documents. Some documents need apostille certification.

Step 2: Apply at Portuguese Consulate (1 day)

Submit your application at the Portuguese consulate in your home country. Appointment wait times vary.

Step 3: Wait for Approval (2-3 months)

Processing times vary by consulate but typically take 2-3 months.

Step 4: Enter Portugal (within 4 months)

Once approved, you must enter Portugal within 4 months and apply for your residence permit.

Step 5: Residence Permit (SEF appointment)

Within 3 months of arrival, schedule an appointment with SEF (now AIMA) to receive your residence card.

Costs

• Visa application fee: €90
• Residence permit fee: €83
• Legal assistance (optional): €1,000-€3,000
• Health insurance: €500-€1,500/year
• Apostille and document translation: €200-€500

Total estimated cost: €2,000-€5,000

Timeline

From start to residence card in hand: 6-12 months

Path to Permanent Residence and Citizenship

• Permanent residence: After 5 years of legal residence
• Portuguese citizenship: After 5 years (with basic Portuguese language proficiency)

Tips from Emigranto

• Start early: Begin gathering documents 3-4 months before you plan to apply
• Get a lawyer: While not required, a Portuguese immigration lawyer can significantly streamline the process
• Open bank account early: Some applicants travel to Portugal on a tourist visa to open a bank account before applying
• Learn Portuguese: Not required for the visa, but extremely helpful for integration and citizenship
• Consider tax implications: Portugal offers the NHR (Non-Habitual Resident) tax regime with significant benefits

Common Questions

Can I work in Portugal with a D7 visa?

Yes, but the D7 is primarily for passive income. If you plan to work actively in Portugal, consider other visa types.

Do I need to stay in Portugal continuously?

To maintain your residence permit, you must not be absent from Portugal for more than 6 consecutive months or 8 months total in a year.

Can my family come with me?

Yes, family reunification is possible. Spouses and dependent children can be included in your application.

Resources

• SEF Official Website
• Portugal Consulates Worldwide
• Portuguese Immigration Law: Lei n.º 23/2007

Last updated: January 2026. Immigration rules change frequently. Always verify current requirements with official sources or consult an immigration attorney.