emigranto
Menu
🌴

🇪🇨 Ecuador

Retirement Visa (Pensionado)

Ecuador's Pensioner Visa is available to recipients of government or private pensions, including Social Security, military pensions, 401(k) distributions, and private company pensions. Requires minimum monthly pension income of $1,458 (3x the 2026 basic salary of $486), plus $250 per dependent. No age requirement, though those over 65 qualify for "tercera edad" senior discounts (50% off transport, utilities, entertainment). Grants 2-year temporary residency, renewable indefinitely, with path to permanent residency after 21 months. US Medicare does not work in Ecuador—local IESS or private insurance required. 2026 change: All applications via E-Visa system only.

⏱️

Processing Time

2-4 months via E-Visa system

💵

Cost

$50 application + $270 approval + $15 cedula ID

📅

Duration

2 years, renewable indefinitely

💼

Work Rights

Cannot work locally; pension income only

🔄

Renewability

Renewable while pension income continues

✅

Path to Permanent Residence

Yes

Requirements

  • 1Valid passport (6+ months validity)
  • 2Proof of $1,458/month pension income
  • 3Additional $250/month per dependent
  • 4Apostilled pension verification letter
  • 5Health insurance covering Ecuador
  • 6Apostilled criminal background check from country of residence
  • 7Additional background check from any country lived in 5+ years

Have questions about retirement visa (pensionado)?

Quick Stats

Questions0
Path to PRYes
All visa types