Housing

Finding Housing in Greece

The Greek rental market has tightened since 2020, with Airbnb conversions reducing long-term stock in popular areas. Despite this, housing remains affordable compared to Western Europe.

Rental Market Overview

Price ranges (1-bedroom apartment):

Furnished vs unfurnished: Furnished apartments cost 20-30% more. Short-term/digital nomad-friendly rentals are typically furnished.

Where to Search

Online platforms:

• Spitogatos.gr - Largest Greek property portal
• XE.gr - Popular classifieds site
• HomeGreekHome.com - Expat-focused
• Airbnb - For initial stays, some offer monthly discounts

Facebook groups:

• "Athens Rentals" / "Athens Apartments"
• "Expats in Athens/Thessaloniki"
• "Digital Nomads Greece"

Local options:

• Real estate agents (mesites) - Typically charge 1 month rent
• Word of mouth through expat communities
• Walking neighborhoods and looking for "ENOIKIAZETAI" (for rent) signs

Renting Process

Typical requirements:

• Passport/ID
• Visa/residence permit
• Proof of income (varies by landlord)
• 1-2 months deposit (usually 2)
• Sometimes 1 month advance rent

Lease terms:

• Standard lease: 3 years (but often month-to-month in practice)
• Notice period: Usually 1 month
• Utilities: Sometimes included, often separate

Neighborhoods Guide

Athens:

• Kolonaki, Glyfada: Upscale, expensive
• Koukaki, Pangrati: Central, trendy, good value
• Exarchia: Alternative, student area
• Kypseli: Affordable, gentrifying
• Nea Smyrni, Kallithea: Family-friendly suburbs
• Palaio Faliro, Alimos: Coastal, mid-range

Thessaloniki:

• Center: Convenient but busy
• Kalamaria: Upscale coastal
• Ano Poli: Historic, charming
• Pylaia, Toumba: Residential, affordable

Buying Property

For Golden Visa: Investment thresholds are location-based (€250K-€800K).

General purchase process:

1. Get AFM (tax number)
2. Find property with agent or directly
3. Legal due diligence (lawyer recommended)
4. Sign preliminary contract, pay deposit (typically 10%)
5. Final contract at notary
6. Register with land registry

Costs beyond price:

• Transfer tax: 3.09%
• Notary fees: 0.8-1%
• Legal fees: 1-2%
• Agent fees: 2% (if used)

Tips for Expats

• Visit in person before committing to long-term rental
• Athens neighborhoods vary dramatically - research carefully
• Check heating type (central vs individual) - heating costs vary widely
• Ask about ENFIA (property tax) if renting - not your responsibility but indicates building quality
• Mold can be an issue in older buildings - check for signs