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Colombia

Affordable living, eternal spring climate, and welcoming culture

Colombia has transformed dramatically over the past two decades, emerging as one of Latin America's most popular destinations for digital nomads, retirees, and entrepreneurs. Cities like Medellin, known as the "City of Eternal Spring" for its perfect year-round climate, and cosmopolitan Bogota attract thousands of expats annually. The country offers an exceptionally low cost of living - a comfortable lifestyle for $1,500-2,500/month in major cities - combined with world-class healthcare, modern infrastructure, and a rich cultural scene. Colombia's diverse geography includes Caribbean beaches, Andean mountains, Amazon rainforest, and Pacific coast, all within easy reach. Immigration is relatively straightforward compared to many countries. The digital nomad visa launched in 2022 legitimized remote workers, while traditional paths like retirement, investment, and marriage visas offer clear routes to permanent residency. The main challenges are learning Spanish (essential outside tourist areas) and navigating the bureaucracy (patience required).

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Population

52 million

Capital

Bogota

Languages

Spanish

💰Cost & Practicalities

Currency:Colombian Peso (COP)
Timezone:UTC-5 (COT - Colombia Time)
Cost of Living:$ Low
Internet:Good

🏥Living Conditions

Safety:Moderate
Climate:Varies by altitude: tropical coast, temperate highlands, cooler mountains
Healthcare:Good

🛂Immigration

English:Limited
Citizenship:5 years on M visa + 5 years on R visa (10 years total)
Digital Nomad Visa:Available

Visas & Immigration

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💼Business Investment Visa

Migrant (M-6) category visa for foreigners investing in Colombian businesses. Requires investment of 100 SMMLV (COP 175,090,500 or ~$40,000 USD in 2026) in a new or existing Colombian company. More accessible threshold than real estate visa. Must register company and investment properly with Colombian authorities. Valid for 3 years, renewable while investment maintained. Path to permanent residency after 5 years. Allows active participation in business operations. Good option for entrepreneurs wanting to establish presence in Colombia.

💻Digital Nomad Visa

Visitor (V) category visa for remote workers employed by foreign companies or freelancing for international clients. Allows legal stay up to 2 years while working remotely. Requires proof of 3 SMMLV monthly income (COP 5,252,715 or ~$1,200 USD as of 2026) from foreign sources. Cannot work for Colombian companies or serve local clients. Ideal for location-independent professionals wanting to experience Colombian life legally. Applicants must be from visa-exempt countries and show 6+ months of remote work history. Health insurance valid in Colombia required. Process takes 2-4 weeks typically.

💒Marriage Visa (Conyuge)

Migrant (M) category visa for spouses or permanent partners of Colombian citizens. One of the fastest paths to permanent residency - eligible for R visa after just 3 years instead of 5. Requires legal marriage certificate or proof of cohabitation (union marital de hecho). Both civil and religious marriages recognized. Must demonstrate genuine relationship through documentation. Allows full work rights in Colombia. Common path for foreigners who meet Colombian partners.

🏠Real Estate Investment Visa

Migrant (M-10) category visa for foreigners investing in Colombian real estate. Requires property investment of 350 SMMLV (COP 612,816,750 or ~$150,000 USD as of January 2026 - a 24% increase from 2025). Valid for 3 years, renewable as long as investment is maintained. IMPORTANT: Property value must meet threshold at renewal time, not just initial purchase - inflation can make previous investments ineligible. Must register investment with Banco de la Republica. Path to permanent residency after 5 years, citizenship after 10 years total. Requires 180 days annual presence.

💰Rentista Visa

Migrant (M) category visa for foreigners with passive income from investments, rental properties, or other stable sources. Requires proven monthly income of 10 SMMLV (COP 17,509,050 or ~$4,000 USD in 2026). Income must be stable and verifiable - dividends, rental income, investment returns. Higher threshold than retirement visa but doesn't require formal pension. Valid for 3 years. Path to permanent residency after 5 years. Good option for FIRE (Financial Independence, Retire Early) community members.

🏡Resident Visa

Permanent Resident (R) visa for foreigners who have held M category visas for required period. Most M visa holders eligible after 5 continuous years; marriage visa holders after 3 years. Grants indefinite residency in Colombia. Still requires cedula renewal every 5 years but visa doesn't expire. After 5 more years (10 total), eligible for Colombian citizenship. Must maintain residence in Colombia and not be absent more than 2 continuous years. Full work rights and access to all services.

🏖️Retirement Visa (Pensionado)

Migrant (M-11) category visa for foreign nationals receiving lifetime pension income. One of Colombia's most accessible retirement visas with no age requirement. Requires monthly pension of 3 SMMLV (COP 5,252,715 or ~$1,200 USD in 2026). Valid for up to 3 years, renewable. Must remain in Colombia 180+ days annually or visa may be cancelled. After 5 years on M visa, eligible for permanent Resident (R) visa. Pension income up to 1,000 UVT (~$12,100/month) is tax-exempt in Colombia. Can include spouse and minor children as beneficiaries.

🎓Student Visa

Visitor (V) category visa for foreigners enrolled in Colombian educational institutions. Covers university degrees, language courses, and other formal education programs. Institution must be registered with Colombian Ministry of Education. Valid for duration of studies, up to 2 years at a time. Limited work authorization (20 hours/week during semester). Good option for those wanting to learn Spanish or pursue Colombian degrees. Can transition to work visa after graduation with job offer.

✈️Tourist Entry (Visa Exempt)

Citizens of 100+ countries can enter Colombia without a visa for tourism. Initial stay of 90 days, extendable to 180 days per calendar year. NO work permitted under any circumstances - even remote work is technically not allowed without proper visa. Popular first step for those exploring Colombia before committing to longer visa. Extensions available at Migracion Colombia offices. Overstaying results in fines and potential entry bans. Many expats use this to test cities before applying for proper visa.

👷Work Visa (Empleado)

Migrant (M) category visa for foreigners employed by Colombian companies. Requires job offer from Colombian employer who sponsors the visa. Employer must demonstrate why a foreigner is needed for the position. Valid for up to 3 years, tied to employment. Changing employers requires new visa application. Income should be at least 10 SMMLV monthly for professionals (~$4,000 USD in 2026). Path to permanent residency after 5 years of continuous employment. Employer handles much of the paperwork.

Expat Life

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Cost of Living

Colombia offers exceptional value with a comfortable lifestyle possible on $1,500-2,500/month. Medellin and Bogota are most popular, with coastal cities like Cartagena slightly pricier for tourists but affordable for residents.

Healthcare

Colombia's healthcare system ranks #22 globally by WHO - above the US, Canada, and Australia. Expats can access quality care affordably through the EPS public system or private prepagada plans.

Housing

Furnished apartments are the norm for expats. Expect $500-1,500/month for a comfortable 1BR in popular neighborhoods. Short-term rentals available but long-term (6-12 months) offers better value.

Banking

Opening a Colombian bank account requires a cedula de extranjeria, which means having a visa valid for 180+ days. Digital options like Dale and Nequi offer alternatives for those without cedula.

Working Remotely

Colombia has embraced digital nomads with a dedicated visa. Medellin ranks among top cities globally for remote work with excellent internet, coworking spaces, and digital nomad community.

Safety

Colombia has improved dramatically since the 1990s but requires awareness. Major cities are generally safe in tourist/expat areas. Understanding local safety norms is essential - "no dar papaya" (don't give opportunity).

Language

Spanish is essential for daily life in Colombia. English is not widely spoken outside tourist areas. Colombian Spanish is considered one of the clearest and easiest to learn - great for Spanish learners.

Transportation

Colombia has modern public transit in major cities (Metro in Medellin, TransMilenio in Bogota) plus ubiquitous ride-hailing. Most expats don't need cars. Uber/DiDi are essential - never take street taxis.

Expat Community

Colombia has a thriving expat community, especially in Medellin. Facebook groups, meetups, and coworking spaces make connecting easy. The community is diverse - digital nomads, retirees, entrepreneurs, and long-term residents.

Taxes

Colombia taxes residents on worldwide income. Becoming a tax resident is automatic after 183 days in country. Rates are progressive (0-39%). Some exemptions exist for pensions and certain income types.

Climate & Weather

Colombia's climate varies by altitude, not season. Medellin enjoys "eternal spring" (70-80F year-round). Bogota is cooler (sweater weather). Caribbean coast is hot and humid. No heating or AC needed in many cities.

Questions

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